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I read The Star’s story about the absurd judgment in favor of a Missouri woman who contracted an STD from her boyfriend while having unprotected sex in his car. (June 9, 1A, “Missouri court affirms $5.2M for woman who got HPV in car”) As a retired insurance executive, I could not believe what I was reading.

Are there any more details as to the policy limits available under the Geico policy and whether the insured carried an umbrella policy and what limits?

I cannot for the life me understand how the court can render a plaintiff judgment under an auto policy in the first place, and how it could hold Geico to an award that I am sure far exceeds the policy limits.

汽车保险太神奇,真不愧是巴菲特的保险公司

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